Accident in Ranger, looking for some direction.
I had an accident with 2016 Ranger 900 XP (LE.) It was a front roll over, I landed on my tires. I'm ok, but had some muscle issues which are mostly repaired.
The damage had pushed the drivers side ROPS towards the back. The part that the ROPS bolts into in the front is bent, so I can't just get another ROPS and put it on. Dealer quoted based on what I had, which is a full cab, canvas doors, ect. ~10k in parts and ~4k in labor.
Turns out I thought I had everything covered by my house insurance. But it turns out they won't cover collision.
I asked the dealer if there was any trade in value. Their not interested as they would need to get it 100%.
The lower half of the sxs looks like its mostly good outside of the possible frame work involved due to the ROPS. I didn't have an insurance policy on it as I had thought my house insurance was going to take care of things on my property. But they won't cover collision. There's a line that says vehicles used to maintain the property but doesn't say anything about collision not being covered.
The SXS is most important due to I bought a plow for it. I have a long driveway. I also use it to do property maint. like moving cut up tree parts.
Looking for a possible direction to recoup the most out of the vehicle, or a possible way to get it repaired possibly cheaper than the dealer. Someone mentioned to me about taking it to an automotive frame shop. Have any suggestions?