That young fellow has some smart folks so I think he will be OK if the teachers in his future don't go and scew him up!
One thing I find distressing is that most young voters have been force fed the democratic principals and it usually takes close to ten years after finishing schooling before they realize how wrong their instructors were. By that time they finally realize it is them who are paying the taxes created to maintain all the free lunch and social welfare programs.
Why is it our burden to bail out all the people who bought much bigger homes than they could afford and didn't do the math on the mortgage rates they signed the dotted line for? Stupidity can't be bailed out and all that will teach is that someone else will pay for their mistakes.